The right personal insurance cover helps you and your family when the unexpected happens.

Enjoying life is all about living for today. But it's not always easy if you're worried about tomorrow. So, rather than worry about what may or may not happen, insure yourself financially and you can get on with enjoying life.

We provide you with access to a number of leading insurance specialists, selecting insurance products that suit your needs and circumstances. You can be sure all insurance decisions are driven by your needs.


So, while injury and illness will never be painless, tailored personal insurance means you can avoid impact on your personal finances.

What would happen …

  • In the event of your death?  How would your family maintain their financial position in the event of your death? (solution: life cover insurance).

  • In the event you suffered a permanent disability and were unable to work?  How would you maintain financial security? (solution: total and permanent disability).

  • In the event you suffered a critical illness which lasted months? How would you maintain financial security to enable you to recover? (solution: trauma insurance).

  • In the event of weeks or months off work due to sickness or injury? How would you pay your day-to-day living expenses? (solution: income protection insurance).



A couple aged 37 and 33 ¹ have a 54% chance of either a death,

total and permanent disability or critical illness

before the age of 65 ²"

¹  based on actual people, the example shows a male aged 37 and a female aged 33.  The couple have two children under 10.

²  sourced from MLC Limited

JSK Wealth Solutions Pty Ltd (Corporate Authorised Representative No. 345917) and all our advisers are Authorised Representatives of Sambe Investments Pty Ltd T/A Finchley & Kent, Australian Financial Services Licence No. 478766, ABN 67 078 995 856, and has its registered office at Level 14, 309 Kent Street, Sydney NSW 2000.

Sambe Investments Pty Ltd Australian Financial Services Licence applies to financial products only. Please note that Property Investment, Tax & Accounting, Mortgages & Finance are not considered to be financial products


Disclaimer: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, JSK Wealth Solutions Pty Ltd and Sambe Investments Pty Ltd t/a Finchley & Kent will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

© 2020 JSK Wealth Solutions Pty Ltd